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Richard Willard Armour | Jul 1906–Feb 1989 | American

Workers earn it,
Spendthrifts burn it,
Bankers lend it,
Women spend it,
Forgers fake it,
Taxes take it,
Heirs receive it,
Thrifty saves it,
Misers crave it,
Rich increase it,
Gamblers loose it…
I could use it.